Medicaid Waiver programs are among the least understood and most underutilized home care funding resources available to South Carolina families. For eligible individuals, they can significantly reduce or eliminate out-of-pocket costs for in-home care.
What Medicaid Waiver Programs Do
Medicaid Home and Community-Based Services (HCBS) waivers allow states to use Medicaid funding to pay for services that help people live at home rather than in institutional settings. South Carolina administers several waiver programs that may cover non-medical home care for qualifying individuals.
Community Long Term Care (CLTC) in South Carolina
CLTC is South Carolina’s primary program for home and community-based long-term care services — a Medicaid-funded program administered by SCDHHS that provides personal care, homemaker services, and other in-home supports to eligible elderly and disabled South Carolinians who would otherwise require nursing facility care.
How the Eligibility Process Works
Eligibility is determined by SCDHHS. The process involves an application, a functional needs assessment, and a financial eligibility determination. Contact SCDHHS at 1-888-549-0820 to begin. Not all applicants qualify, and waiting lists may apply.
The Timeline
Enrollment can take weeks to months. Families who begin the application process early are in a much better position than those who start after care is already urgently needed.
Ready to talk? Request a free consultation or call us at (864) 841-2500. The first conversation is always free.